Wednesday, February 29, 2012

Poll: US belief in warming rises with thermometer

(AP) ? Americans' belief in global warming is on the rise, along with temperatures and surprising weather changes, according to a new university poll.

The survey by the University of Michigan and Muhlenberg College says 62 percent of those asked last December think the Earth is getting warmer. That's up from 55 percent in the spring of that year and 58 percent in December 2010. It is the highest proportion in two years.

Nearly half the people who say they believe in global warming base that on personal observations of the weather. Climate researchers say that's reaching the correct conclusion for reasons that aren't quite right.

When asked an open-ended question about why they thought the Earth was warming, one-quarter of those surveyed pointed to temperatures they experience and another quarter cited other weather changes. One in 7 mentioned melting glaciers and polar sea ice, and 1 in 8 noted media coverage. Only 8 percent mentioned scientific research.

"It seems to be driven by an increased connection that the public is making between what they see in terms of weather conditions and climate change," said Chris Borick, the director Muhlenberg College Institute of Public Opinion.

The poll was conducted from Dec. 4 to Dec. 21, after the U.S. experienced a record 14 billion-dollar weather disasters in 2011, including killer tornadoes, an unusual northeastern hurricane, a devastating southwestern drought and floods along major rivers.

At the same time, this poll was done before the official start of winter, so people were not yet affected by what has been a mild season for many regions.

Borick said that after the previous two winters, which were quite snowy, belief in global warming dropped dramatically. So he says the findings from a fresh poll to be conducted in upcoming weeks may again reflect views based on the latest weather trend.

Climate scientists say daily local weather is not evidence of climate change. But they also say long-term climate change is so dramatic that people recognize and experience it.

"I'm pleased that Americans believe in thermometers," said University of Victoria climate scientist Andrew Weaver. "People feel confident about what they personally experience. They mix up the difference between weather and climate. It's not unexpected. It's human nature."

While it is a misconception to think that every short-term extreme weather event ? like a flood or drought ? is caused by climate change, a warming world does make such events more frequent, Weaver said.

NASA climate scientist Gavin Schmidt called strange daily weather "the visceral experience of climate" for people.

Earlier versions of the Michigan and Muhlenberg survey showed that Americans' belief in global warming peaked in December 2008 with 72 percent.

In the most recent survey, 78 percent of Democrats, 55 percent of independents and 47 percent of Republicans said they thought there was "solid evidence" of climate change. Of those who did not believe climate change was occurring, 81 percent thought that scientists were overstating the evidence for their own interest.

The survey of 887 people has a margin of error of plus or minus 3.5 percentage points.

The findings are similar to other recent polls, including a 2010 AP-Stanford University Poll showing 3 out of 4 Americans thought global temperatures were going up, said Stanford poll chief Jon Krosnick. That survey, too, indicated local weather affected people's views about climate change.

___

Online:Survey posted on Brookings Institution website: http://bit.ly/wuKdd8

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2012-02-28-Climate%20Survey/id-a3d7bc7e28ae45a9a28dd3791bdd098b

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"Big Four" auditors brace for big changes in China (Reuters)

[unable to retrieve full-text content]Reuters - The Big Four global audit firms, which dominate the Chinese market, are negotiating with Beijing to lessen the impact of forced changes that could mean only accountants with Chinese qualifications can be partners in their audit practices.

Source: http://us.rd.yahoo.com/dailynews/rss/china/*http%3A//news.yahoo.com/s/nm/20120228/bs_nm/us_china_accounting

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Friday, February 24, 2012

PFT: Jets won't rule out Peyton, or anyone else

1987 NFC Divisional Playoff Game - Washington Redskins vs Chicago Bears - January 10, 1988Getty Images

The various concussion-related lawsuits filed in recent months have suddenly taken on a far more serious tone.? According to NBC Chicago, Dave Duerson?s estate has filed a wrongful death action against the NFL.

Duerson committed suicide on February 17, 2011.? The lawsuit claims that, ?[i]f the NFL would have taken the necessary steps to oversee and protect Dave Duerson by warning him of the dangers of head traumas . . . then [he] would not have suffered dangerous repetitive head trauma, would have recovered more rapidly, and would not have sustained permanent damage to his brain which contributed to his death.?

This allegation presumes that the NFL knew or should have known about the dangers of head traumas during Duerson?s career, and that he would have chosen not to play if that information had been shared with him.

?CTE has been a known entity to the NFL for years,? said William Gibbs, who represents the Duerson estate.? ?This degenerative brain disease causes various symptoms ranging from cognitive decline to dementia.?? The NFL?s blatant disregard of the significance of this crisis amongst its retirees is baffling.?

?We have not seen the lawsuit and therefore our attorneys have not had an opportunity to review it,? the league said in a statement forwarded to PFT.? ?Dave Duerson was an outstanding football player and
citizen who made so many positive contributions but unfortunately encountered serious personal challenges later in his life. We sympathize with the Duerson family and continue to be saddened by this tragedy.?

Hundreds of former players have filed suit against the league, claiming that the NFL knew about the long-term dangers of concussions and failed to disclose those risks to players.? The NFL has argued that relief should be pursued through the collective bargaining process, given that players have been represented by a union, the NFL Players Association.

Duerson played from 1983 through 1993, with the Bears, Giants, and Cardinals, winning a pair of Super Bowl rings.? He was one of the named plaintiffs in the Reggie White antitrust lawsuit, and he was a member of the NFLPA Executive Committee.

Last year, NFLPA Executive Director DeMaurice Smith said that Duerson?s death has ?shaken me personally.?? The NFLPA hasn?t said anything about the various and growing concussion lawsuits.? In response to Duerson?s lawsuit, spokesman George Atallah told PFT that the NFLPA has no comment.

Given Duerson?s past role in the NFLPA, one thing to watch going forward is whether the NFLPA will take an affirmative position on the merit of the allegations that the NFL knew about the risks of head injuries and failed to take appropriate action.

Source: http://profootballtalk.nbcsports.com/2012/02/23/jets-wont-rule-out-peyton-manning-or-any-other-quarterback/related/

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Certified Nursing Assistants Info-Link Article Directory

The position of a Certified Nursing Assistant or Home Health Aide is really a very important element to a variety of medical and health care-related agencies. CNA?s offer immediate care to patients in several area of need and are generally sometimes generally known as known as patient care technicians.

With the recent trend of health care careers on the tend, CNA jobs are in demand more now then ever. If you?d rather working with people and therefore are keen on the health care field, take into consideration looking into, becoming a certified nursing assistant. Certification classes could be 4-6-8-12-weeks with the course being offered by organizations like the American Red Cross, vocational schools or community colleges. If you?re looking for on line CNA training, it will be an issue to locate an on-line Certified nursing assistant class.

Generally CNA programs and courses get some online training however the bigger part of the program is within class. Free CNA courses are somewhat of a stretch, but there is nothing unattainable. Best of luck on that one. Certified Nursing assistants can make wages which is between $23,000 and $30,000 per annum.* The main factors affecting Certified nursing assistant incomes are numerous years of experience and the facility through which they are employed. CNA?s are employed in nursing facilities, hospitals, psychological health and fitness facilities, assisted living facilities, and personal homes.

Find out more on BECOMING A Certified nursing assistant or HHA!

Home health aides help seniors, convalescent, or disabled individuals who live in their own homes rather than a health care center. Under the guidance of professional medical staff, they offer medical services, for example administering medications, examining vital signs, assist with cleanliness, give massages and supply skin care, or help with braces and artificial limbs. Home health aides provides housekeeping and routine personal care services and like medical aides, could help with basic work outs that have been prescribed by a doctor. Seasoned home health helps, with training, could also assist with medical equipment such as ventilators, that help patients breathe.

CPR/First Assistance Certification for CNA?s and HHA?s

Many universities providing Certified nursing assistant and HHA training may have first and CPR training within the program. Nevertheless, programs are different across the nation and all programs do not really certified student in first and CPR. It is very important check to see whether the program you are thinking about provides you will the appropriate certification as well as the training. Companies will likely require either certifications, so it?s better to simply get hold of both qualifications. If you are considering online CPR and First Aid accreditation it is better that you please take a course with a physical class attendance necessity in addition to the on-line training.

Some organizations (especially hospitals) won?t take CPR Firstaid certification that?s completed altogether on line. Eventhough it is certainly inexpensive and easy, there?s a likelihood that it?ll not meet up with an employer?s qualification. It?s necessary that CNA?s and HHA?s are proficient in fundamental life help considering the fact they are direct patient care technicians and more likely to experience a patient going into cardiac arrest or enduring sudden cardiac arrest at some stage in their occupation, if not multiple times. Proper training ensures that health care providers are responding appropriately and effectively.

Specialist liability insurance protects CNA?s, HHA and other medical care professions against claims of bad practice. Your manager might give protection for you, however it might not protect you in all cases. Your employer?s policy may cover you, in fact only up to a specific point. An employer?s policy is designed secure their needs and interests first. If you have your own personal protection, you will have the advantage of your own representation that is concerned precisely with your interests and desires.

Is insurance really that essential? Facilities are being dealt with at all times, sometimes they are closed. What can happen if you are named in a lawsuit for an incident that occurred 3 years ago and you no longer work in that facility, or, it?s now closed? This is when having your own policy really pays off. Your employer?s policy probably only covers you while you?re on the job. Its unlikely that your particular employer?s policy will protect you in the event you give medical advice after hours or perform any volunteer work.

Insurance is a personal decision that you must make. The question you might want to pay close attention to is ?What if I do not have insurance coverage or have plenty of coverage and I?m sued?? When something happens and a patient is hurt, lawyers will name everyone in the lawsuit who had been involved in the patients? care. That may happen no matter if you?ve got your own coverage or not. But if you do have your own personal coverage, and are called in a suit, having a policy can safeguard you by getting ready you for a deposition and covering your defense plus any settlement or judgment against you.

Well a lot of people out there are thinking about cna classes But in reality its not to become a certified nursing assistant you have to work hard abd be willing to help people.

Written by: DanelleRhed733

Posted on Friday, 24th February 2012 in the Education category.

Source: http://www.info-link.com.au/education/certified-nursing-assistants/

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Thursday, February 23, 2012

Social Media Strategy Why Online Entrepreneurs Need Them ...

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For businesses to stay afloat in spite of so many people competing, it is necessary that they?ll use efficient marketing plans. There are plenty of marketing strategies used as the marketer whilst your options don?t just available to print ads and TV infomercials. In reality, using the growth of the online market place, you may promote your business by using inexpensive internet promotion tools.

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There are many of website marketing tools which have been proven which you can use to promote your web site which could be from utilizing seo, article advertising and email marketing. However, the nature with the internet is that it is obviously changing so online marketing consultants have developed a whole new promotion which is the social networking strategy. This type of tool uses different social networks to develop products and services made available from online entrepreneurs.

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The best thing about this particular method is that you dont must spend a lot of money to market your organization online as these sites are free. You will discover different types of social networking sites to select from so this particular technique is convenient particularly to people who?re new in online? marketing. You can also find lots of people who connect to online lately so using social network sites is perfect for those that prefer to reach a wider audience.

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In reality, companies that have online presence usually be a little more successful compared to those who don?t. Using social network sites is very important since it allows a web based entrepreneur to arrive at plenty of clients very fast by any means. Moreover, these web sites often get a great deal of valuable traffic so receiving the exposure that you desire from all of these sites are important.

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Now although utilizing these sites can be quite helpful, it is crucial that social media strategy should really be managed well because the overwhelming traffic? it gets with a lot of people. Additionally, it is essential that you keep yourself updated regularly in view that these social networks are dynamic so it?s vital that you dedicate the perfect time to manage internet websites. Moreover, additionally you really need to be able to keep few accounts from all of these sites to make use of this course well.

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This online strategy can be quite challenging despite of its simplicity. Other than managing it yourself, you?ll be able to engage a web 2 . 0 consultant which will help you to manage such type of marketing device properly. On the other hand, additionally you can use different tools to automate the updating of this site.

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You must visit? facebook for business agency for a perfect social media strategy services.

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Related posts:

  1. Using Social Media As A Component Of Your Online Strategy
  2. Why Businesses Need Social Media Strategy
  3. Using Social Media As Part Of Your Marketing Strategy
  4. Strategies To Capably Use Social Media To Send A Bunch More Leads For Any Online Business Always
  5. Social Media Marketing ? Online Marketing Glitz Or The Real Deal

Source: http://www.mediabuyinginsider.com/social-media-strategy-why-online-entrepreneurs-need-them

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Russia warns against 'hasty conclusions' over Iran

Herman Nackaerts, Deputy Director General and Head of the Department of Safeguards of the International Atomic Energy Agency, IAEA, arrives after his flight from Iran at Vienna's Schwechat airport, Austria, on Wednesday Feb. 22, 2012. The top U.N. nuclear official says his team could "could not find a way forward" in attempts to persuade Iran to talk about suspected secret work on atomic arms. Herman Nackaerts of the International Atomic Energy Agency says the talks in Tehran were inconclusive, although his mission approached the talks "in a constructive spirit." (AP Photo/Ronald Zak)

Herman Nackaerts, Deputy Director General and Head of the Department of Safeguards of the International Atomic Energy Agency, IAEA, arrives after his flight from Iran at Vienna's Schwechat airport, Austria, on Wednesday Feb. 22, 2012. The top U.N. nuclear official says his team could "could not find a way forward" in attempts to persuade Iran to talk about suspected secret work on atomic arms. Herman Nackaerts of the International Atomic Energy Agency says the talks in Tehran were inconclusive, although his mission approached the talks "in a constructive spirit." (AP Photo/Ronald Zak)

Herman Nackaerts, Deputy Director General and Head of the Department of Safeguards of the International Atomic Energy Agency, IAEA, is interviewed as he arrives after his flight from Iran at Vienna's Schwechat airport, Austria, on Wednesday Feb. 22, 2012.The top U.N. nuclear official says his team could "could not find a way forward" in attempts to persuade Iran to talk about suspected secret work on atomic arms. Herman Nackaerts of the International Atomic Energy Agency says the talks in Tehran were inconclusive, although his mission approached the talks "in a constructive spirit." (AP Photo/Ronald Zak)

Herman Nackaerts, Deputy Director General and Head of the Department of Safeguards of the International Atomic Energy Agency, IAEA, arrives after his flight from Iran at Vienna's Schwechat airport, Austria, on Wednesday Feb. 22, 2012. The top U.N. nuclear official says his team could "could not find a way forward" in attempts to persuade Iran to talk about suspected secret work on atomic arms. Herman Nackaerts of the International Atomic Energy Agency says the talks in Tehran were inconclusive, although his mission approached the talks "in a constructive spirit." (AP Photo/Ronald Zak)

Herman Nackaerts, center, Deputy Director General and Head of the Department of Safeguards of the International Atomic Energy Agency, IAEA, is interviewed as he arrives after his flight from Iran at Vienna's Schwechat airport, Austria, on Wednesday Feb. 22, 2012. The top U.N. nuclear official says his team could "could not find a way forward" in attempts to persuade Iran to talk about suspected secret work on atomic arms. Herman Nackaerts of the International Atomic Energy Agency says the talks in Tehran were inconclusive, although his mission approached the talks "in a constructive spirit." (AP Photo/Ronald Zak)

Herman Nackaerts, Deputy Director General and Head of the Department of Safeguards of the International Atomic Energy Agency, IAEA, arrives after his flight from Iran at Vienna's Schwechat airport, Austria, on Wednesday Feb. 22, 2012. The top U.N. nuclear official says his team could "could not find a way forward" in attempts to persuade Iran to talk about suspected secret work on atomic arms. Herman Nackaerts of the International Atomic Energy Agency says the talks in Tehran were inconclusive, although his mission approached the talks "in a constructive spirit." (AP Photo/Ronald Zak)

(AP) ? Russia said Wednesday the world should not draw "hasty conclusions" over Iran's most recent rebuff of U.N. attempts to investigate allegations the Islamic Republic hid secret work on atomic arms, but the U.S. and its allies accused Tehran of nuclear defiance.

Under international pressure to show restraint, Israel, which has warned repeatedly that it may strike Iran's nuclear facilities, pointedly urged major world powers to mind their own business, saying it alone would decide what to do to protect the Jewish state's security.

France said Iran's continued stonewalling of the International Atomic Energy Agency "is contrary to the intentions" expressed by Tehran in its recent offer to restart talks over its nuclear activities.

In Washington, White House spokesman Jay Carney said while world powers have not yet reached a decision on those talks, Iran's refusal to cooperate with the investigation "suggests that they have not changed their behavior when it comes to abiding by their international obligations."

The IAEA's acknowledgment of renewed failure came early Wednesday at the conclusion of the second trip in less then a month aimed at investigating suspicions of covert Iranian nuclear weapons work. The IAEA team had hoped to speak with key Iranian scientists suspected of working on the alleged weapons program, break down opposition to their plans to inspect documents related to nuclear work and secure commitments from Iranian authorities to allow future visits.

But mission head Herman Nackaerts acknowledged his team "could not find a way forward" in negotiations with Iranian officials. A separate IAEA communique clearly ? if indirectly ? blamed Tehran for the lack of progress.

"We engaged in a constructive spirit, but no agreement was reached," it quoted IAEA chief Yukiya Amano as saying.

As on the previous visit that ended in early February, Iran did not grant requests by the IAEA mission to visit Parchin ? a military site thought to be used for explosives testing related to nuclear detonations, the statement said

The statement also said that no agreement was reached on how to begin "clarification of unresolved issues in connection with Iran's nuclear program, particularly those relating to possible military dimensions."

The Washington-based Institute for Science and International Security said Wednesday it had new indications of hidden weapons work by Iran.

ISIS said that a cache of telexes to Western high-tech companies from the Physics Research Center in Tehran shows that from about 1990 to 1993, the center sought to purchase equipment and materials that could have been used in weapons research and development.

Tehran has acknowledged that the Physics Research Center in Tehran conducted nuclear-related research, but said the center's work was limited to efforts to prepare Iran's military and civilian population for dealing with a nuclear strike.

Iran insists it is using nuclear energy only to generate power, and Supreme Leader Ayatollah Ali Khamenei proclaimed Wednesday that possession of atomic arms is a sin as well as "useless, harmful and dangerous." Iran asserts that the allegations of secret work on developing nuclear arms are based on fabricated U.S. and Israeli intelligence.

But in a 13-page summary late last year, the IAEA listed clandestine activities that he said can either be used in civilian or military nuclear programs, or "are specific to nuclear weapons."

Among these were indications that Iran has conducted high-explosives testing to set off a nuclear charge at Parchin.

Other suspicions include computer modeling of a core of a nuclear warhead and alleged preparatory work for a nuclear weapons test and development of a nuclear payload for Iran's Shahab 3 intermediate range missile ? a weapon that could reach Israel.

The IAEA trip and its aftermath was accompanied by renewed saber-rattling by Iran and Israel.

Iranian Gen. Mohammed Hejazi, who heads the military's logistical wing, warned that Iran will "not wait for enemies to take action against us."

"We will use all our means to protect our national interests," he told the semiofficial Fars news agency.

His comments followed Iran's announcement of war games to practice protecting nuclear and other sensitive sites, the latest military maneuver viewed as a message to the U.S. and Israel that the Islamic Republic is ready both to defend itself and to retaliate against an armed strike.

Israel and the U.S. have said military force remains a last-ditch option to stop Iran from developing a nuclear weapon, but while Washington has recently tamped down its rhetoric ? and is thought to be urging Israel to practice restraint ? the Jewish state remains bellicose.

Russia, too, warned Israel against the consequences of attacking Iran, with Deputy Foreign Minister Gennyadi Gatilov telling the ITAR-Tass news agency Wednesday that such a strike "would be a catastrophe not only for the region but for the whole system of international relations."

But Israeli Foreign Minister Avigdor Lieberman rebuffed both Washington and Moscow, telling Israel's Channel 3 TV news the issue "is not their business."

"The security of the citizens of Israel, the future of the state of Israel, this is the responsibility of the Israeli government," he said. "We will make the best decision for the Israeli interest."

Shannon Kile, head of the Nuclear Weapons Project at the Stockholm International Peace Research Institute, warned the risk of military conflict was rising ? and not necessarily through the threat of direct Israeli attack.

"There is an escalation dynamic under way, especially in the Persian Gulf, where you could have a conflict arising from an accident, a misunderstanding, from a local commander acting on his own initiative and I think that's the problem," Kile said.

In Paris, Foreign Ministry spokesman Romain Nadal said Tehran's continued stonewalling of the probe, now in its fourth year, "is another missed opportunity for Iran" to ease suspicions about its nuclear goals and reconcile with the rest of the world. Nadal said Iran's refusal to cooperate on the issue "is contrary to the intentions" of Iran's recent offer to restart nuclear talks after a series of abortive meetings over the past two years.

German Foreign Minister Guido Westerwelle said Iran's intransigence "is the path the leads to further international isolation." But German officials were cautious when asked about the possibility of imposing yet more sanctions against Iran in response to the latest setback.

Britain, which would join the U.S., China, Russia, France and Germany in any nuclear negotiations with Iran, said it wasn't yet clear what impact the IAEA visit's failure might have on the international community's response to Tehran's recent offer of renewed talks.

"We share the IAEA's disappointment. The IAEA genuinely wants to make progress and we want the Iranians to engage in meaningful talks," a spokesman for Britain's foreign ministry said on customary condition of anonymity in line with policy.

Russia urged renewed efforts to engage Iran on its suspected secret nuclear work.

"We must not make hasty conclusions," Gatilov, Russia's deputy foreign minister, told reporters, calling for the IAEA to "continue contacts" with Iran on the issue.

The IAEA said no further talks were planned for the moment. But Iran's envoy to the IAEA, Ali Asghar Soltanieh also said "more time was needed" for final agreement on the issue.

___

Associated Press writers in Europe and the U.S. contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-02-22-Iran-Nuclear/id-6ac3303d5d4b4f90b1e4751428fa9aef

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Wednesday, February 22, 2012

Selfhelptipsblog.org Estimated Value $460.80 USD ...

Selfhelptipsblog.org has #8,893,345 traffic rank in world by Alexa. It domain created on 2011-05-31. It gets about 64 pageviews per day. Visitors to the site view an average of 1.4 unique pages per day. There are an average of 6 links pointing back to selfhelptipsblog.org from other websites.
Selfhelptipsblog.org has the potential to earn $1 USD in advertisement revenue per day. It has an estimated value of $461 USD. Out of the 11 unique keywords found on selfhelptipsblog.org, "personal growth expert" was the most dense. This site is currently hosted at THEPLANET.COM INTERNET SERVICES. The IP 74.54.111.226 links to a server in Houston, United States. This site has Google PageRank? 0 of 10.

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Self Help Tips | Self Improvement Tips

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Self Help Tips will hold practical self help tips that will make your life better.

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1,920

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$1.28 USD

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$38.40 USD

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8,893,345

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765

DMOZ Listed:

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Why Getting Married and Buying a Home are Alike | Hound Dog ...

I often compare buying a home to getting married; there are many parallels if you take a second to think about it. This comment often raises eyebrows and once a few of the obvious one are pointed out, I get to the one that buyers miss.

If buying a home is likely to be the single most financially important thing that you?ll do, getting married has to be the single most socially important thing you?ll do (with a big foot in the financial camp). A few of the more obvious similarities:

- Both are significant social milestones
- Both are significant financial milestones
- Both require a connection that enhances your life, if not then what?s the point
- Both require extensive forethought; due diligence if you will
- Both have an option period; engagements and due diligence periods

There are many others, but the one that I go right to has a ?Godfather? connection; Both are easy to get into and each can be very difficult to get out of.

I have many buyers that come to me with visions of grandeur when they begin the home buying process; almost always these are first time buyers and often, newly married couples. Wide eyed and bushy tailed, they are learning as they go and regularly have expectations that are diametrically opposed to the real world. Early in the conversations, I?ll drop the analogy??Buying a home is like getting married, easy to get into but it can be a bear to get out of.? ?As they try to digest that off the wall comment, I elaborate and explain?.?What if you need to sell that home sooner than expected? Six months or a year?? ?I then continue?.

My job isn?t to tell you what type of home you will like, where you want to live or how much you want to spend. You handle the emotional side of this; I?ll handle the data and transaction. Once you find ?that house? my job is to ensure that you fully understand the process; achieve the best possible purchase scenario; understand the data trends in the area; understand where the market may be over the next 6-12 months and that when you sign at the closing table that you do so with confidence. In short; I am expected to cover all of the ?what if?s? and worst case scenarios.

The siren song of a ?good looking home deal? can cause as many headaches as that of the ?eye candy spouse??we all know sellers and spouses that wish they had a do over (or two?three). The best compliment I?ve received was given a few weeks ago at the closing table?.?Hank, you remind us of the Mayhem Guy from those Allstate commercials. Every time we see those we yell ?Hank!? ?I loved that analogy and the two referrals they?ve since sent to me.

?Hot Babe? Mayhem commercial?

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Source: http://hounddogrealestate.com/2012/02/21/why-getting-married-and-buying-a-home-are-alike/

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Monday, February 20, 2012

Selecting the right Men Sports entertainment Looks after For use on ...

Minimal necessity was initially positioned on earlier sporting running watches. The only thing that white watches for men was initially recommended was really a timepiece that would have time. Throughout the years it can be switched drastically additionally, the gentlemen sporting running watches at present include plethora with functions obtainable in a vast range with styles to suit backyard garden sporting and even targets. Make it?s now advisable to pick a sporting sit back and watch, only right after careful consideration. Tips will help you to doing deciding upon a particular a little easier.

The initial issue in picking some sporting sit back and watch stands out as the particular pursuit you are related to. Involved with major necessity may be to look at the prerequisites that your potential latest sporting sit back and watch will have to meet up with.

Should you be obtaining a sit back and watch for you to go with you?ll into offshore delving, then you?ll need a timepiece which may work in the tough natural environment belonging to the offshore. Ones sit back and watch need to be distinctly obvious in the decreased lightweight thresholds expert with these depths and should have the capacity to undergo serious anxiety and even corrosiveness with coastal mineral water.

Do you do a lot of jogging? Require be looking at internet jogging running watches. The center and even spirit associated with a internet males sporting sit back and watch stands out as the stop-watch and / or chronograph functions usually a good pick sit back and watch that you could observe distinctly as you are in the midst of an arduous operated. A fabulous sporting jogging sit back and watch which may provide a chance to access more than one computer screen with easy knowledge segments will unquestionably furnish you with a good edge on keeping tabs on your real-time health statistics.

A large number of sportsmen will have to track numerous runs around they need operated and even visits they need carried out after a while. Look into the watch?s ability to store session wood on storage.

Being able to move his / her knowledge to personal laptop or computer designed for review in a software package can provide a runner a robust way of analysing his / her acts. Discover this wrist watch could certainly accomplish bandwith to some sport watches for men laptop or computer if you think maybe you need the standard of analysis with your capabilities exercise plan.

When it comes to jogging and even health functions, countdown and even period of time timers offer you the gear designed for timed interval training visits. Any period of time egg timer makes it possible for a runner to set up timed exertion and even curing durations, renting her discover should you get started with and / or prevent. This specific function is helpful for several non-running purposes at the same time. If you want to practice an excellent exceptional fitness level keeping tabs on, you definitely may perhaps look at a hrm gadget. Most innovative staying power running watches have a particular and / or sustain a particular for discretionary extra.

The reason for some hrm bosom strap may be to track your perceive overcom amount and provides you?ll having feedback against your capabilities covering the amount a fitness pastime. A fabulous hrm can aid make suggestions by simply updating you?ll if your primary physical exercise high intensity is way too higher and / or too low and if you are recovery rather quickly ample through your past exertion.

Progressed running watches nowadays may possibly trace velocity white ceramic watches for women and even gap, whether it be with a accelerometer feet pod gadget, digital pedometer, and / or fully-fledged Device administering structure. The great benefits of velocity and even gap administering can be astounding designed for sportsmen along with some athletes that want to track his / her velocity, tempo, gap walked as well as scheme routes of the curriculums.

Source: http://abitareilmediterraneo.org/selecting-the-right-men-sports-entertainment-looks-after-for-use-on-your-certain-recreation-and-also-task/

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Stumbling Afghan peace talks need re-think: advisor (Reuters)

[unable to retrieve full-text content]Reuters - Afghan government efforts to bring the Taliban into peace talks are stumbling and bold steps were needed to ensure that a council spearheading the reconciliation process can win the trust of insurgents, said a presidential advisor Sunday.

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/nm/20120219/wl_nm/us_afghanistan_taliban

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Saturday, February 18, 2012

Townhomes vs. Condos ? How do you know the difference ...

There are both townhomes and condominiums in and around the Houston area.? You will need to know the difference if you are interested in purchasing either homes.? A townhouse is considered a single family residence and the paper work for the Realtor and Lender is the same as a free standing home purchase.? If you are purchasing a condominium, there is additional and different paperwork for the Realtor and Lender to prepare and strict guidelines for financing.

How?do you know the difference between a?townhouse?and a condominium?? One way is to look at the legal description- in most cases, a townhome has a lot/block legal description and a condo will show ?unit __? of ?Building ___? or on tax records it will show style as being a condo.??If it is still unclear after looking at the tax records, the?next step would be to have a title company pull the title information on the property to see how it was legally recorded.

If you are purchasing a condominium, you need to understand that they are considered high risk properties.? The condition and value depend on the neighbors as much as the owners, so owner occupancy is very important.? If too many owners are using the condo as an investment property or second home, then it could limit the type of loan you can get on your condo.? If you are getting a conventional loan on your condominium you have to put down atleast 20% so there?will be no mortgage insurance required.? If you do a conventional loan with?less than 20% down, then you will be required to get mortgage insurance and the owner occupancy rate?must be atleast 75%.? So if the majority of the condos are used as?rental units or second homes and you don?t have 20% to put down, you will not be able to get a conventional loan.???For an FHA or VA Loan, the government rules state that the condo association must be on the approved list for either FHA or VA before you can do a loan through them.? The approved lists are available online.? If the property is not on the approved list, then you do have the option to submit to FHA or VA for approval, but this is a long process.??For the property to get approved for an FHA or VA Loan they will require that it has an owner occupancy of atleast 50%, there cannot be any lawsuits going on with the property, past dues cannot be more than 15%, and any other requirements they want to add.

It is definitely easier?and less risky to?purcahse a townhome, but?many condominiums are popular around the city and qualify for both?VA and FHA Loans.? Check with a Realtor at Register Real Estate Advisors to learn more about the?townhomes and condos in the area where you want to?relocate to.??Our agents can help you move into any home you choose!? Call us today to get started.

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Source: http://rrea.com/blog/townhomes-vs-condos-how-do-you-know-the-difference/

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GENIE rocket system does smooth VTOL, lateral flight, cheap trips to Mars (video)

NASA can't just park up in the middle of space and rely on Robotnaut 2 for its entertainment. Actually, it probably can, but at some point the urge to explore new worlds will become too strong to resist. That's when it'll need a suborbital rocket guidance system like the GENIE ("Guidance Embedded Navigator Integration Environment"), which transforms a flood of sensory data into reliable and autonomous maneuvers. Fortunately, the system's economics make a whole lot more sense than its name, which is why NASA is depending on technology like this to control the next generation of affordable and reusable space craft. The test flight shown after the break can only boost GENIE's chances: it took a Xombie rocket up to 160 feet and then made it fly laterally for another 160 feet before landing with a degree of swagger that makes the previous flight in 2010 look plain rickety.

Continue reading GENIE rocket system does smooth VTOL, lateral flight, cheap trips to Mars (video)

GENIE rocket system does smooth VTOL, lateral flight, cheap trips to Mars (video) originally appeared on Engadget on Thu, 16 Feb 2012 14:41:00 EDT. Please see our terms for use of feeds.

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Friday, February 17, 2012

Fast Unsecured Mortgage loan for people With out Guarantee ...

Should you have observed yourself in a very tough finances, receiving a mortgage anxiety attack symptoms may possibly conserve coming from heading absolutely shattered. You?ll find two varieties of unsecured loans ? secured along with quick unsecured loans. The greatest variation in between those two varieties is actually in which unprotected mortgage provides reduce requirements and it is generally prepared faster, for this reason why occasionally these types of lending options tend to be named quickly funds lending options.

Lower than replacement quick unsecured loans is actually which a particular person gets accepted for this sort of form of mortgage faster. Since there is absolutely no collateral necessary for quickly funds lending options, as a result you will not possess to pass through the property worth baby sleep step, which usually saves an individual a lot of time. A lesser amount of forms is actually engaged, which usually ultimately results in the speedier endorsement occasion.

Individuals who enroll in quick unsecured loans usually are those that do not have collateral to provide. This particular generally includes non-home owners, tenants, mortgage financial obligation and others. Nonetheless this specific will not signify entirely individuals with out collateral to provide will be the only versions hair falling out possibly considering acquiring unprotected mortgage. A number of home owners who are confronted with the financial crisis , nor want to place his or her real estate at an increased risk furthermore prefer to opt for a good unprotected mortgage.

As it generally occurs inside economic entire world, an account provides two factors. Because of the insufficient safety (your personal residence), creditors have a tendency to demand larger rates of interest about quickly funds lending options. Normally rates of interest vary from 7% to 30%. But this can be definitely understandable, because the loan provider has got to please take a larger chance through financial an individual income. Keep in mind, in which income you have coming from quick unsecured loans may be used for almost any purpose ? home improvement, brand new auto, a holiday getaway or even use it to consolidate your financial troubles.

Settlement time period about quick unsecured loans is often coming from 2 years to 7 years max. Total you can be lent together with unprotected mortgage is often not really up to you will get together with secured finance, but it is significantly less hazardous and it is the sole alternative for many. A number of creditors also offer educational funding to folks who suffer from an undesirable credit score. These kinds of lending options usually are named negative credit score funds lending options along with tend to have the highest rates of interest on the market.

Today it can be will no longer an issue or even a fantasy to obtain that loan. Competitors amongst creditors is actually substantially growing, top to numerous choices shoppers could select. Prior to applying for that loan, look around the city along with try to find all offers you will get coming from various creditors, for instance finance institutions as well as other banking institutions. Usually explore the options along with try to find the best package offered in your town. Even though you imagine you?ve observed an amazing package, search yet again, oftentimes there exists even a greater package you can get. Try discussing with your loan provider for a more lucrative rate of interest, also small variations may make a difference over time. Never end up being in a big hurry while dealing with this sort of significant finances while asking for that loan.

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Source: http://www.vidyapatha.org/fast-unsecured-mortgage-loan-for-people-with-out-guarantee/

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Remote-controlled chip implant delivers bone drug

This undated handout photo provided by MicroCHIPS, Inc., Massachusetts, show the drug delivery device, right, next to an everyday computer memory stick. Medication via remote-control instead of a shot? Scientists implanted a microchip in seven women that did just that, oozing out the right dose of a bone-strengthening drug once a day without them even noticing. Implanted medicine is a hot field, aiming to help patients better stick to their meds and to deliver those drugs straight to the body part that needs them. (AP Photo/MicroCHIPS, Inc., Massachusetts)

This undated handout photo provided by MicroCHIPS, Inc., Massachusetts, show the drug delivery device, right, next to an everyday computer memory stick. Medication via remote-control instead of a shot? Scientists implanted a microchip in seven women that did just that, oozing out the right dose of a bone-strengthening drug once a day without them even noticing. Implanted medicine is a hot field, aiming to help patients better stick to their meds and to deliver those drugs straight to the body part that needs them. (AP Photo/MicroCHIPS, Inc., Massachusetts)

WASHINGTON (AP) ? Medication via remote-control instead of a shot? Scientists implanted microchips in seven women that did just that, oozing out the right dose of a bone-strengthening drug once a day without them even noticing.

Implanted medicine is a hot field, aiming to help patients better stick to their meds and to deliver those drugs straight to the body part that needs them.

But Thursday's study is believed the first attempt at using a wirelessly controlled drug chip in people. If this early-stage testing eventually pans out, the idea is that doctors one day might program dose changes from afar with the push of a button, or time them for when the patient is sleeping to minimize side effects.

The implant initially is being studied to treat severe bone-thinning osteoporosis. But it could be filled with other types of medication, said co-inventor Robert Langer of the Massachusetts Institute of Technology.

"It's like 'Star Trek,'" said Langer, who co-authored the study appearing Thursday in the journal Science Translational Medicine. "Just send a signal over a special radio wave, and out comes the drug."

Today's medication implants continuously emit their drugs until they run dry. One example is a dime-sized wafer that oozes chemotherapy directly onto the site of a surgically removed brain tumor, targeting any remaining cancer cells. Another is a contraceptive rod that is implanted in the arm and releases hormones to prevent pregnancy.

A next step would be more sophisticated implants that release one dose at a time, programmable to skip or add a dose as needed, said biomedical engineer Ellis Meng of the University of Southern California. Meng wasn't involved with the MIT study but also is developing this kind of technology, and called Thursday's report "an important milestone."

Women with severe osteoporosis sometimes are prescribed daily injections of the bone-building drug teriparatide, known by the brand Forteo. But many quit taking it because of the hassle of the shots.

In the study, the microchip held doses of that drug inside tiny wells that are sealed shut with a nano-thin layer of gold. Sending a wireless signal causes the gold on an individual well to dissolve, allowing that dose to diffuse into the bloodstream, Langer explained.

In a doctor's-office procedure, the microchip was implanted just below the waistline into eight women with osteoporosis in Denmark. Testing found one microchip wasn't responding to the signals. The other seven women had their implants programmed to automatically emit a once-a-day dose beginning eight weeks later.

The chips could have begun working right away, said Robert Farra, CEO of MicroCHIPS Inc., a Massachusetts company that has licensed the device and funded the study. But animal research showed a scar tissue-like membrane forms around the pacemaker-sized implant. So he waited until that blockage formed to signal the first of 20 once-a-day doses to begin, to see if the drug could get through.

Blood testing showed the implant delivered the drug as effectively as the women's usual daily injections, and the device appeared to be safe, the researchers reported.

It will take large-scale studies to prove the implant works as well as the long-used shots, cautioned osteoporosis specialist Dr. Ethel Siris of New York-Presbyterian Hospital/Columbia University.

"They're a long way from proving that this mode of administration is going to work," she said. But it's an intriguing idea because "it's daunting to have to take a daily shot."

Farra said his company hopes to begin a larger-scale test, using a chip that can hold 365 doses, in 2014. While doses of this osteoporosis medicine typically aren't adjusted, he said, the eventual goal is for patients to carry a cell phone-sized device that would provide wireless feedback to the doctor who programs their implants.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-02-16-US-MED-Remote-Control-Medicine/id-aa6d030992774cd59a85e59c5e3e9ba7

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Thursday, February 16, 2012

Susan B. Anthony's Hit List (Prospect)

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Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/200183376?client_source=feed&format=rss

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Commercial Property May Be Easier Than You Think | Helping Articles

Commercial property is a hard and time-consuming investment. The potential rewards make it worth the time and energy you put into it, however. Utilize the tips found below to help you navigate your way through the commercial real estate business.

Make sure you know what kind of environment your property is located. It is your responsibility to clean up any environmental waste on your property. Are you aware of whether or not the property is located on a flood plain? You might want to reevaluate your decision. You can speak to environmental assessment places to get information about that area you want to buy in.

When you are setting up your home office or commercial property for selling purposes, consider the Asian art of feng shui. A space that is open and not cluttered is one of the principles id feng shui that buyers like.

Keep in mind that a property will only last so long. Ignorance may be bliss at first, but avoiding this fact could mean you lose a lot of money toward property upkeep, wiping out any savings you might have gotten from the initial purchase. Updates, such as a new roof or fresh coat of paint, might be necessary. Every piece of commercial property needs maintenance sometimes; however, some buildings require more extensive or frequent repairs than others. Make sure you develop a plan for the long term to manage repairs such as these.

You have to ensure that the terms on rent roll and pro forma match up. If you choose not to review these key terms, there may be a term that got overlooked by the rent roll, that can lead to a modification in the standard documentation.

There are many factors to consider as you view available properties. For example, you should take note of statistics regarding local employers, workforce availability and the accessibility of skilled labor. For example, buying a home near a large employment center, such as a university or hospital, will lead to a higher value and faster sale down the road.

You need plenty of info before you begin your commercial real estate adventure. Hopefully, this article has been a good source of advice and inspiration that will contribute to your future success in the business of commercial real estate.

If you?re looking for more information about rental properties and commercial real estate, check out Jill Wilson?s site, Real Estate Investors.

Source: http://www.helpingarticles.com/real-estate/commercial-property-may-be-easier-than-you-think

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Wednesday, February 15, 2012

Nowitzki, Marion lift Mavs over Clippers 96-92 (AP)

DALLAS ? Dirk Nowitzki scored 22 points, 11 in the final 6-plus minutes, Shawn Marion added 16, and the Dallas Mavericks held on to beat the Los Angeles Clippers 96-92 on Monday night.

Jason Terry, Vince Carter and Brendan Haywood all contributed 10 points for the Mavs, who've won 10 in a row at home against the Clippers and extended their overall winning streak to four games.

Caron Butler of the Clippers scored a season-high 23 points against his former team, and Blake Griffin added 20 points.

Chris Paul had 16 points and nine assists for the Clippers, but Griffin's problems from the foul line cost his team as he missed seven of nine free throws.

The Clippers, who completed a 4-2 road trip, haven't beaten the defending NBA champs in Dallas since April 19, 2006.

Dallas took control with a 7-0 fourth-quarter run capped by Marion's layup with 4:48 remaining for an 86-83 edge.

Griffin had a chance to get the Clippers closer, but missed five straight free throws until connecting with 2:15 to play to pull his team within two points at 86-84.

Jason Kidd set up Terry for a layup with 2:02 left, and Nowitzki intercepted Griffin's pass with 1:47 showing, and drained two free throws to extend Dallas' edge to 90-84.

Griffin's three-point play with 1:24 remaining and Kenyon Martin's layup with 1 minute left narrowed the Mavericks' lead to 90-89.

Nowitzki drained a 19-footer from the right wing and, after Marion stole the ball from Martin, converted two free throws with 21.2 seconds left for a 94-89 advantage. Paul's 3-pointer with 17.8 seconds got the Clippers within two points, and Butler missed a 3-pointer with 4.5 seconds left.

Delonte West made two free throws with 2.9 seconds remaining to seal the victory.

The Clippers carried a 76-74 advantage into the final quarter.

Haywood worked inside for 10 of Dallas' first 22 points and the Mavs carried a 27-19 lead into the second quarter.

Dallas was in front at halftime 55-47 behind 22-for-38 field-goal accuracy (58 percent).

Butler, who received a championship ring from the Mavs in pregame ceremonies, got rolling early when he connected on his first three 3-point attempts in the first quarter.

The Clippers ended a 10-game overall losing streak against the Mavs on Jan. 18 with a 91-89 win in Los Angeles. Chauncey Billups hit the winning 3-pointer with 1 second left. Billups is out for the season with a torn left Achilles' tendon sustained in a game on Feb. 6.

Paul sat out the season's first meeting with Dallas due to a strained left hamstring.

Notes: Butler was a member of the Mavericks' title-winning team last season but missed the final 53 games of the regular season plus the playoffs with a ruptured right patellar tendon. Butler, signed by the Clippers in December as a free agent, made a spirited effort to get his knee healthy enough to contribute for Dallas in the playoffs and Mavs coach Rick Carlisle said before the game that Butler "was very close to being active for the finals. That's how hard he worked." ... Martin, who grew up in Dallas, played his fourth game for the Clippers since signing as a free agent on Feb. 3. ... Before the game, Carlisle called Paul "the best playmaker in basketball."

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20120214/ap_on_sp_bk_ga_su/bkn_clippers_mavericks

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